Card machines and payment gateways

Whether you take payments at the counter, at the table, on the road or online, we help you find a set-up and pricing that fits.

We introduce you to payment providers. Your agreement will be with the provider, who makes the final decision and carries out its own checks on your business.

Ways to take payment

The right option depends on where your customers pay you. Many businesses use more than one.

Countertop terminals

Fixed card machines for shops, salons and counters, connected by broadband or Wi-Fi.

Portable terminals

Take the machine to the table or the customer. Ideal for restaurants and cafés.

Pocket and mobile readers

SIM-connected machines for trades, market stalls, deliveries and events.

Online payment gateways

Accept cards and digital wallets through your website checkout.

Pay-by-link and phone payments

Send a secure payment link by text or email, or key in card details over the phone.

Till and EPOS integration

Machines that talk to your till, so amounts are sent across automatically.

What we look at

  • Transaction ratesThe percentage and pence charged on debit, credit and business cards.
  • Monthly and terminal feesRental, service charges and any minimum monthly charges.
  • Contract length and exit termsHow long you're tied in and what it costs to leave.
  • Settlement timesHow quickly takings reach your bank account.
  • Compliance chargesPCI and other admin fees that often appear on statements.

What to have ready

  • A recent merchant statement from your current provider, if you have one
  • Your rough monthly card turnover
  • Your average transaction value
  • How you take payments: counter, table, on the go, phone or online
  • Details of any till or booking system the machine needs to work with

What happens next

  1. Tell us how you take payments

    Where, how often and roughly how much.

  2. Review your statement

    We break down what you pay now in plain terms.

  3. Choose a provider

    We introduce you to providers that fit. You apply directly with them.

  4. Get set up

    The provider completes its checks and sends your machine or gateway details.

Providers we look at

DojoWorldpayBarclaycard PaymentsLloyds CardnetTeyaTakepaymentsSumUpSquareStripe

Provider names are shown for reference only. All trademarks belong to their owners, and their appearance here does not mean the provider endorses QAKH Consultancy. Availability depends on your business and the provider's own criteria.

Tell us what you pay now

Send us a recent bill or statement and we'll explain what's available for your business. Monday to Friday, 9am to 6pm.